Generation Debt, and other writing by Anya Kamenetz
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Debt consolidation loans are a very viable option for many with high amounts of debt with high interest rates. A debt consolidation loan often has a much lower interest rate and therefore save the borrower money in the end. Plus it's easier to pay one monthly payment rather than several.
At best, the student debt should not exceed the expected annualized salary right after graduation. If only educational plans were as popular as auto warranty programs like US Fidelis', I should have gotten one for my children when they were still babies.
As long as you can afford to pay the debt after graduation, I don't really think there is a set amount. However, if you get into financial troubles, there are several debt settlement companies to choose from.
Nowadays, students have owed too much. They can opt to student loan consolidation or contact a debt professional if they are struggling with their debts.
There are may kinds of expenses that students need to face. One large expense that they can't deny it is the tuition fee. This is why there are lots of debt relief companies that pop up everywhere.
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