"Applying and getting denied for too many cards can actually hurt your credit score. "Don't do what I did," Ms. Kamenetz says. "Don't start applying for cards without a strategy. You aren't going to get the cards you want right away."
The Filene Research Institute, which has had me as a guest speaker, is spotlighted in a Time story saying community banking institutions like credit unions are looking pretty spiffy in light of the financial crisis.