I wrote about some of the dirtiest credit card industry practices.
While overall the ratings were quite positive (3 1/2 out of 5),
Negative reactions were interestingly split between those who thought the advice was too basic, those who complain you don't need credit cards at all, ("Why MUST we use debt ever? ") and those who call me a man. (my favorite: "Man-ya").
For those who think the advice is too basic: When the average household credit card debt goes below $8000, this advice can be retired.
For those who think that you don't need credit cards at all: You're right. Unfortunately, my editor asked me to soften my recommendation that you don't carry debt and pay off the balance every month.
For those who think I am a man: You're right. I am the first transsexual personal finance web celebrity. You heard it here first.