New Yahoo Column: ABCs of IRAs

Only 55 percent of Americans working full-time had a 401K in 2006. And part-time workers, freelancers, independent contractors, and those with lower incomes are the least likely to have a 401(k). That means it's vitally important that workers in their 20s and 30s, who are most likely to fall into all of these categories, understand the basics of the Individual Retirement Account (IRA).